Lightning Damage Claim

Lighting strikes are a surprisingly common occurrence in some parts of the United States – particularly Florida which averages more than 100 days of lightning storms per year – and the damage they do to property can be very serious.  Fires are the most obvious types of damage, but other possible damages include the “frying” of a home or building’s electrical system (requiring a full re-wiring) and pinhole leaks in the plumbing (which can cause persistent leaks that are very hard to track down and fix). 

Luckily, lighting strike property damage is covered by the majority of property insurance policies. Unluckily, insurance companies aren’t always so eager to pay up, and that can lead to claim denials, lowball settlement offers, or cynical delays in processing. 

Insurance policies are difficult to read and contain numerous exclusions that are not specific or can be tricky to understand. Often times, insurance companies will incorrectly deny part or all of a claim. There are also situations where an insurance company makes a payment but the payment is not enough to properly repair the damage. The experienced insurance attorneys at O’Neil Law, PLLC will investigate your loss, apply the law and the policy terms, fight to have your claim paid, and assist in obtaining an estimate that accurately reflects the amount of damage caused by lightning.

If you, your family or loved ones have suffered any lightning damage (or believe the same may have occurred) and wish to discuss assistance in presenting or pursuing a claim, we can help. Call our office today to speak with an experienced member of our legal team.  850-266-7552 The initial consultation is absolutely free. It is important to know your rights and options. Even if you aren’t sure if an attorney can help, take a moment to fill out our online contact form or call us for a prompt response to get the answers to your important questions. We work on contingency. Meaning there are absolutely no up-front fees or costs and we are only paid if and when we are successful in getting you compensated.