Fire/Smoke Damage
When a home or business suffers damage caused by a fire or smoke, reporting and handling an insurance claim can be a low priority compared to safety of loved ones, salvaging of personal property and locating a new place to live or conduct business. Finding an attorney with experience in handling fire insurance claims early can be one of the most important decisions for an insured.
After a fire loss, an insurance company will conduct its own investigation and will request paperwork, information, recorded statements, a sworn proof of loss, and/or statements under oath. Communicating with an insurance company and providing responses to these requests can be stressful, time consuming and difficult.
The cost to repair fire and/or smoke damage can be extremely high, and insurance companies often strive to pay the least amount possible or deny coverage in its entirety.
Insurance policies are difficult to read and contain numerous exclusions that are not specific or can be tricky to understand. Often times, insurance companies will incorrectly deny part or all of a claim. There are also situations where an insurance company makes a payment but the payment is not enough to properly repair the damage. The experienced insurance attorneys at O’Neil Law, PLLC will investigate your loss, apply the law and the policy terms, fight to have your claim paid, and assist in obtaining an estimate that accurately reflects the amount of damage caused by fire and/or smoke.
If you, your family or loved ones have suffered any fire and/or smoke damage (or believe the same may have occurred) and wish to discuss assistance in presenting or pursuing a claim, we can help. Call our office today to speak with an experienced member of our legal team. 850-266-7552 The initial consultation is absolutely free. It is important to know your rights and options. Even if you aren’t sure if an attorney can help, take a moment to fill out our online contact form or call us for a prompt response to get the answers to your important questions. We work on contingency. Meaning there are absolutely no up-front fees or costs and we are only paid if and when we are successful in getting you compensated.